For more information contact: Greg Minter Associate Executive Director or Terry Sterling Director of Insurance Services
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INSURANCE TRUSTThe
Wyoming School Boards Association Insurance Trust (WSBAIT) was created
in an effort to control the rising costs of health insurance premiums to
Wyoming school districts. Our program desires to bring school districts
together to form a large enough pool that will allow the use of cost
saving strategies otherwise enjoyed by only very large group programs.
As the size of the trust grows, higher levels of stop loss insurance can
be purchased thereby lowering the fixed costs associated with insurance
premiums. Along
with reducing fixed costs, the program also reduces the cost of claims
through managed care strategies.
Managed care provides reductions in claims through negotiated discounts
with health care providers. WSBAIT has discovered that when patients
leave the state for specialized care not available in Wyoming, they are
exposed to inordinately high costs. Nearly all providers in large
metropolitan areas participate in some sort of managed care program.
When health care recipients are forced into these areas for specialized
care without the benefit of negotiated discounts the result is inflated
costs. Our
Preferred Provider Network Partners (by region) include:
In
addition we use a Pharmaceutical Benefit Manager to manage our Rx
services. Pharmaceutical
Technologies Incorporated (PTI) is located in Omaha, Nebraska.
To contact PTI go to http://www.pti-nps.com.
To find out what category your prescription falls under in the WSBAIT
formulary go to https://npsonline.pti-nps.com/NewMember/PreferredDrugPricing.aspx?group_key=224
and enter the name of your prescription. WSBAIT
also partners with CNIC Health Solutions to provide disease management
services to our members. Wyoming
School Boards Association Insurance Trust can provide many levels of
service to Wyoming school districts. Options include full participation
in the WSBAIT Trust, Third Party Administration services provided on a
standalone basis, and/or Stop Loss Insurance coverage to a district on a
standalone basis. These services allow a district to choose the level of
service they receive from WSBAIT. Welcome
to HealthX. The Wyoming
School Boards Association Insurance Trust (WSBAIT) now has an online
benefits system. The Online
Benefits System Website Address is: www.secure.healthx.com/wsbait.asp
CNIC
Health Solutions has partnered with HealthX to developed the HealthX
Online Benefits System to meet the challenging and rapid technological
requirements in the healthcare industry.
This Internet product provides a secure, advanced benefits
administration tool that is reliable and easy to use. Authorized
and insured individuals can access eligibility, claim and enrollment
information from anywhere in the world instantly.
The user simply logs onto the web site and enters the appropriate
security information. HealthX
also provides easy access to various web links for PPO providers,
pharmacy listings and general health information.
The most current and updated version of WSBAIT’s various
Summary Plan Descriptions (SPD) or Plan Documents are also available
online. If
you have any questions regarding HealthX, please contact a member of the
HealthX team at 877-229-4541.
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